Auto Insurance is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in the policy.
Property coverage pays for damage to or for the theft of your car.
Liability Insurance protects you and your assets in the event of an accident that damages property or injures another person or persons.
Uninsured and Under-insured Motorist covers losses to you caused by another driver with little or no insurance.
Many drivers on the road today have Liability Limits that are inadequate to protect their assets
Identifying coverage gaps and suggesting proper coverage is the most important function of a professional Insurance Agent.